Buying a home with us

Buying Process

Outlining Your Objective

 
  • What is motivation to buy?                                      
  • What price range are you considering?
  • What is your timeline to move?
  • What are your ideal features and “non-negotiables”?                                  
  • What are you looking for in a neighborhood?

 

Planning and Preparation

  • Discuss objectives and process
  • Select a lender and begin approval process
  • Obtain loan approval letter
  • Sign exclusive buyer-broker agreement
  • Research neighborhoods of interest

Understanding the Market

  • Review your neighborhood references
  • Consider personal timing and seasonal factors
  • Analyze active, pending, and sold properties
  • Discuss market forces: supply v. demand, macro v. micro

Finding Your Home

  • Browse and review online listings
  • Network with local agents to uncover new and off-market homes 
  • Attend open houses
  • Select ideal location and home

Offers and Negotiation Strategies

  • Review purchase contract
  • Discuss objectives and processes
  • Create offer presentation highlighting buyer strengths
  • Negotiate to optimize price and terms
  • Accept offer/counter-offers

Escrow Process

  • Notify escrow of acceptance and send fully executed contract
  • Wire initial deposit to escrow per terms of agreement
  • Notify lender to begin the loan and order appraisal
  • Sign and return opening package of escrow instructions
  • Contract insurance agent regarding homeowner’s coverage
  • Provide escrow with vesting (title) information
  • Sign loan documents

 

Inspections and Disclosures

  • Review seller’s disclosures and reports
  • Schedule all desired home inspections, including termites
  • Approve or negotiate repairs based on the inspection reports
  • Review and approve preliminary title report
  • Meet deadlines and remove contractual contingencies
  • Schedule final walk-through prior to close of escrow

Closing

  • Review closing statement from escrow
  • Meet with escrow to sign loan documents
  • Arrange to wire the down payment and closing cost

 

Working Together Agains

  • Kathy, Robin and Compass are here for you
  • Yearly home valuation to keep you informed
  • Second homes and investment properties
  • Provide resources and introductions
  • Referrals, testimonials, reviews

Let's Connect

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